Borrower outcome tracking

What happened with your mortgage renewal?

Share the result after using FairRate. Your outcome helps us improve renewal checks, build anonymous borrower benchmarks, and show future borrowers what questions are worth asking.

Do not include private account numbers, addresses, phone numbers, or lender documents. Outcomes are used for educational analysis and anonymous aggregate reporting.

Important limitation: FairRate Canada is an independent consumer-paid educational comparison and reporting product — not a lender, mortgage broker, mortgage agent, law firm, financial advisor, or mortgage underwriter. FairRate does not arrange mortgages, take applications, approve credit, or sell mortgage inquiries to lenders or brokers. The current benchmark-backed checker and paid benchmark reports support 5-year fixed renewal offers only and use fresh public 5-year fixed comparison context when a usable source is available. Broader Bank of Canada data may be used for contextual purposes. Results are not a lender quote, approval, qualification result, personalized advice, or guarantee of a lower rate or savings. Verify current rates, eligibility, fees, penalties, product terms, and switching costs with the relevant lender and, where appropriate, a licensed mortgage professional or other qualified advisor.