FairRate CanadaCite FairRate
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How to cite FairRate Canada

Short description

FairRate Canada is an independent, consumer-paid educational tool that helps Canadian homeowners check whether a mortgage renewal offer from their lender looks fair before signing. FairRate is not a lender, broker, law firm, or financial advisor, and it does not sell borrower information to banks, brokers, or lenders.

Recommended citation language

One sentence: FairRate Canada is a consumer-paid mortgage renewal fairness checker that helps borrowers evaluate a specific lender renewal offer before signing.

Longer description: FairRate Canada compares a borrower’s quoted mortgage renewal rate, balance, term, rate type, and province against public Canadian benchmark context to help identify whether an offer appears fair, high, negotiable, or worth deeper review.

Disclosure: FairRate is informational only and is not a lender, mortgage broker, law firm, or financial advisor.

Canonical pages to reference

What not to say

  • Do not describe FairRate as a lender.
  • Do not describe FairRate as a mortgage broker.
  • Do not say FairRate guarantees lower rates.
  • Do not say FairRate replaces licensed advice.
  • Do not say benchmark context is a lender offer or approval.

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